6 Empregos para Deloitte - Lisboa

Solvay is all about chemistry. We're not just referring to chemical reactions here, but also to the magic that occurs when the brightest minds get to work together. This is where our true strength lies. In you. In your future colleagues and in all your differences. And of course, in your ideas to improve lives while preserving our planet's beauty for the generations to come.

About The Role
Our Credit Risk Management team, composed of 16 people located in Portugal, Brazil and Thailand, is integrated in the Credit Management Service Line department and focuses on risk mitigation in collaboration with different areas of the company.

As a Credit Risk Management Trainee, you will work on risk mitigation of our customers. You will get the opportunity to contribute to different business areas and departments of the company and have a positive impact on the interaction with our clients. You will be accountable for:

• Analysing financial information of new and active customers and making recommendations based on this.
• Manage sales orders blocked and determine the next course of action.
• Support complex collection cases.
• Work with the legal department on litigation matters and actions to be taken for material disputes.
• Contribute actively to continuous improvement, automation and service/process enhancements.

We offer an internship (12 months) contract based ona hybrid working mode.

About You
Relevant education degree or equivalent in Finance, Accounting, Economics or related fields.

Competencies:

• Ability to analyze financial information (Profit and loss statements, Cash flow, Balance sheet, Annual reports).
• Strong attention to detail and analytical mindset.
• Fluent English (with strong written and oral communication skills).

Behaviors:

• Good organisational skills and ability to prioritise tasks.
• Good communication skills for interacting with different stakeholders.
• Team player withthe ability to solve problems collaboratively.

About The Pay
Attractive and equitable pay for all: compensation is determined within a range to foster your development in the role. The internship allowance expected for this role is € 940 - €1,040 per month in Portugal, depending on your academic degree.

Additionally, we provide a competitive total rewards package that includes lunch allowance, home office allowance and discounts with partner companies.

Benefits:

• Prioritization of well-being: work-life balance promotion, flexible approach to work part-time or hybrid work arrangements (depending on the type of job), employee assistance program with access to physical and psychological support.
• Professional development: prioritization of internal talents for career progression, access to a training platform, opportunities to join Employee Resource Groups (ERG) for experience sharing and mentorship and free language courses.

About Us

• Solvay, a pioneering chemical company with a legacy rooted in founder Ernest Solvay's pivotal innovations in the soda ash process, is dedicated to delivering essential solutions globally through its workforce of over 9,000 employees. Since 1863, Solvay harnesses the power of chemistry to create innovative, sustainable solutions that answer the world's most essential needs such as purifying the air we breathe and the water we drink, preserving our food supplies, protecting our health and well-being, creating eco-friendly clothing, making the tires of our cars more sustainable and cleaning and protecting our homes. As a world-leading company with 7 billion in net sales in 2024 and listings on Euronext Brussels and Paris (SOLB), its unwavering commitment drives the transition to a carbon-neutral future by 2050, underscoring its dedication to sustainability and a fair and just transition.
• At Solvay, we seek to promote unity and not uniformity. We value the diversity that individuals bring and we invite you to consider a future with us, regardless of background, age, gender, national origin, ethnicity, religion, sexual orientation, ability or identity. We encourage individuals who may require any assistance or accommodations to let us know to ensure a seamless application experience. We are here to support you throughout the application journey and want to ensure all candidates are treated equally. If you are unsure whether you meet all the criteria or qualifications listed in the job description, we still encourage you to apply.

About The Job

• Worldwide, the Group has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance
• Since 2015, BNP Paribas Wealth Management (WM) has a competences center in Lisbon named the Portugal International Markets Hub ("PIMH"). This center manages certain activities for the International Markets ("IM") sites of BNPPWM namely Switzerland, Luxembourg, Germany and Monaco

Your Main Activities Are

• Control data (positions/balances) between Front Office and Back Office applications
• Control and validate the performance of customer estimates in Front Office applications
• Control order flow, between Execution , Front Office and Back Office applications
• Support and develop end user computing tools (MS Access VBA) for operations, allowing a control on order flow and data flow
• Participate to the controls of the activity
• Coordinate various cross-functional tasks between various Operations departments (site support, error account monitoring, among others)
• Define, produce and exploit quantitative indicators for all Operations departments (monthly) and for the sites (quarterly)
• Guarantee a quality customer service to the various banks (quarterly indicators, regular control, follow-up of requests, among others)
• Participate in Continuous Efficiency Improvement projects within the Operations department
• Ensure the operational integration of new products by coordinating analyses and their drafting
• Reports to Quality & Risk Management Team Leader
• System flow mapping
• Theoretical contribution for system quality improvement
• Rewriting of procedures
• Contribution to the creation of new operational control framework
• Provide support to the definition and implementation of new setups
• UAT preparation and execution
• Training

Profile And Skills To Success

• Bachelor degree in Economy, Finance, Business Administration, Accounting
• Experience in customer service, business support or middle office jobs
• Proficiency VBA skills for simple MS Access queries and Excel macros
• Knowledge of banking activities and operations, in particular stock exchange operations, derivatives, funds, among others
• Ease at analysis and understanding complex processes
• Technical skills, to understand the IT banking systems
• Excellent command of Excel, Access and Business Object
• Fluency in English
• Organizational ability
• Customer-oriented
• Strong team spirit
• Oral and written communication
• Good command of digital applications
• Rigor and method
• Flexibility to deal with outstanding situations

About The Team

• The main objective of the Quality & Risk Management team is to ensure that the quality of the Operations Department's production is monitored, including activities under service, contracts with BNP Paribas entities (sites). It also supports the development of WM and product offerings
• As such, your mission will consist in carrying out various cross-functional controls and analyses and producing quantitative and qualitative reports
• Finally, you will be involved in various projects impacting your activity, contributing to an accurate development and testing of necessary programs / applications that aims to ensure a robust system flow

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all of the Group's retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.

Baker Tilly Spain is a member of Baker Tilly International, the 8th largest global network of professional services firms, ranked among the world's Top 10. The network has coverage in 148 countries, with 740 offices and more than 43,000 professionals.

To support our growth, we are looking to hire a
Consultant in Financial Advisory Services
for the Transactions Department of Iberia, based in our Lisboa office.

What will you be doing here?

• Execute the Financial Due Diligence (FDD) strategy defined by the Project Manager.
• Participate in financial analysis and control testing to assess the solvency and reasonableness of the figures of the target entity.
• Collaborate in project coordination, including direct communication with the Target and the Client, under the supervision of the Project Manager.
• Support in the execution of financial advisory work: periodic reporting, independent valuations, Independent Business Reviews (IBRs), and business plan development.
• Assist in the preparation and review of financial models and valuation models (DCF, multiples, NAV, etc.).
• Conduct research using specialized databases (S&P Capital IQ, PitchBook, etc.) to support transactions and valuations.

What profile are we looking for?

• Degree in Business Administration, Economics, or similar.
• 2–3 years of experience in audit, transaction services, or the controlling department of a multinational company.
• Fluency in Portuguese, professional English, and Spanish.
• Strong analytical skills and accuracy when reviewing financial figures.
• Proactivity and client-oriented mindset.
• Ability to work effectively in a team within international and multidisciplinary environments.
• Advanced knowledge of Excel and PowerPoint; experience with BI tools will be an asset.
• Responsible, disciplined, and highly analytical professional.
• Problem-solving attitude, results-driven, outgoing, and eager to grow professionally.
• Solid knowledge of accounting (IFRS/ES-GAAP) and corporate finance.

Why join Baker Tilly?

• Be part of and learn from a first-class professional team in a continuously growing firm.
• Ongoing training and development
• Great working environment
• International exposure
• Location: Lisboa

About the job

We are currently reinforcing this team and we are looking for a Investment Risk Analyst to help and contribute to the set-up and development of the investment risk framework of the International Markets ("IM") Products & Services platform. The IM Products & Services platform is providing high-end expertise, investment services and financial products to wealthy, sophisticated and demanding private clients

It has a wide range of offering and is positioned as a hub for the IM sites of Wealth Management

Your Main Activities Are

To contribute for the development and improvement of Investment Risk Framework and the Execution Services Providers Framework within IM Products & Services platform

Reporting to the Team Leader, a Trainee has intermediate knowledge and understanding of financial markets and its products, as well as investment processes and services offered by the wealth management industry. In addition, concepts of investment policies and risk controlling are required

Investment Risk Framework

To run the Discretionary Portfolio Management ("DPM") and Advisory Investment Risk reporting processes

To prepare the DPM and Advisory Investment Risk Committees

To produce risk metrics for clients' portfolios – VaR, stress tests, tracking error

To promote a risk culture by contributing to the improvement of control framework and respect of investment policies and client conduct

Review documentation to guarantee adequate feeding on internal systems (both at client and instrument level)

Launch MiFID II related controls under the framework of Investment Risk

Execution Services Providers Framework

To manage the relation with different brokers (open/close relationships)

To analyse brokerage and trading data to run controls on the trading desk activity

To prepare the Execution Services Providers Committee dedicated to analyse brokers and trading activity

Profile and Skills to Success

Bachelor's Degree in Economics, Management, Accounting or Mathematics

Knowledge of financial markets and products (equities, bonds, funds, derivatives, private equity)

Proficiency in computing programming skills – SQL, PowerBI, Python, VBA

Proficiency in Microsoft Office tools - Excel, Power Point and Access

Fluency in English

Communication skills

Ability to work under pressure and independently

Capacity to adapt to a fast pace and multi-cultural environment

Analysis capacity, rigor and accuracy, dynamism, flexibility and autonomy

Ability to synthetize / simplify and challenge the status-quo

About the Team

As a leading global private bank, we deliver a tailor-made experience, with outstanding attention to detail along with precise, local knowledge backed by the global know-how of a worldwide banking group. With a strong presence of almost 7.000 employees working in Europe, Asia and the Middle East and €462 billion of assets under management as of December 2024, BNP Paribas Wealth Management ("WM") is a global leader of the Private Banking industry

Since 2015, BNP Paribas Wealth Management has a competence center in Lisbon (PIMH = Portugal International Markets Hub) to manage activities for several locations (Switzerland, Luxembourg, Germany, Monaco)

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

Retail Banking, a division that brings together all the Group's retail activities and specialised business lines;

Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;

Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees' wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

(Opens in a new tab)

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.

About The Job

• We are currently reinforcing this team and we are looking for a Investment Risk Analyst to help and contribute to the set-up and development of the investment risk framework of the International Markets ("IM") Products & Services platform. The IM Products & Services platform is providing high-end expertise, investment services and financial products to wealthy, sophisticated and demanding private clients
• It has a wide range of offering and is positioned as a hub for the IM sites of Wealth Management

Your Main Activities Are

• To contribute for the development and improvement of Investment Risk Framework and the Execution Services Providers Framework within IM Products & Services platform
• Reporting to the Team Leader, a Trainee has intermediate knowledge and understanding of financial markets and its products, as well as investment processes and services offered by the wealth management industry. In addition, concepts of investment policies and risk controlling are required

• Investment Risk Framework

• To run the Discretionary Portfolio Management ("DPM") and Advisory Investment Risk reporting processes

• To prepare the DPM and Advisory Investment Risk Committees
• To produce risk metrics for clients' portfolios – VaR, stress tests, tracking error
• To promote a risk culture by contributing to the improvement of control framework and respect of investment policies and client conduct
• Review documentation to guarantee adequate feeding on internal systems (both at client and instrument level)

• Launch MiFID II related controls under the framework of Investment Risk

• Execution Services Providers Framework

• To manage the relation with different brokers (open/close relationships)

• To analyse brokerage and trading data to run controls on the trading desk activity
• To prepare the Execution Services Providers Committee dedicated to analyse brokers and trading activity

Profile And Skills To Success

• Bachelor's Degree in Economics, Management, Accounting or Mathematics
• Knowledge of financial markets and products (equities, bonds, funds, derivatives, private equity)
• Proficiency in computing programming skills – SQL, PowerBI, Python, VBA
• Proficiency in Microsoft Office tools - Excel, Power Point and Access
• Fluency in English
• Communication skills
• Ability to work under pressure and independently
• Capacity to adapt to a fast pace and multi-cultural environment
• Analysis capacity, rigor and accuracy, dynamism, flexibility and autonomy
• Ability to synthetize / simplify and challenge the status-quo

About The Team

• As a leading global private bank, we deliver a tailor-made experience, with outstanding attention to detail along with precise, local knowledge backed by the global know-how of a worldwide banking group. With a strong presence of almost 7.000 employees working in Europe, Asia and the Middle East and €462 billion of assets under management as of December 2024, BNP Paribas Wealth Management ("WM") is a global leader of the Private Banking industry
• Since 2015, BNP Paribas Wealth Management has a competence center in Lisbon (PIMH = Portugal International Markets Hub) to manage activities for several locations (Switzerland, Luxembourg, Germany, Monaco)

Why joining BNP Paribas?

• Leading banking institution

BNP Paribas is the European Union's leading bank, and key player in international banking. It operates in 63 countries and has nearly employees, including more than in Europe.

• Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

• International reach

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all the Group's retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas we care about our employees' wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.